Chapter 7 Bankruptcy Lawyers in Orange County

Providing Clients with Effective Legal Services for 30+ Years

If you are in severe debt, filing for Chapter 7 bankruptcy may be the perfect solution to your financial problems. This chapter of bankruptcy releases an individual from debts that they are unable to pay off. The types of debt that it typically discharges includes finance company loans, credit card bills, and medical bills. Under Chapter 7, you may even be able to keep your car and home while eliminating other debts.

At The Law Offices of Joseph M. Tosti, APC, our Chapter 7 bankruptcy lawyers in Orange County have spent more than three decades representing clients in this area of law. We can help you, too. Our attorneys have a comprehensive understanding of bankruptcy law in addition to a long track record of success. We can efficiently navigate you through the complex legal process and ensure your rights are protected throughout.

About Chapter 7 Bankruptcy

Before filing for Chapter 7 bankruptcy, a person needs to undergo what is called a means test in order to determine if they are eligible. Since this chapter of bankruptcy releases qualifying individuals from a large amount of debt, the government uses the means test to differentiate between who truly needs the assistance and who does not. This test essentially takes into account all of your liabilities and assets, properties, bank accounts, and all other financial information. The paperwork for the means test and the process for filing for bankruptcy are both lengthy, complex, and require utmost care in their completion. If done incorrectly, you could be found ineligible.

Our Chapter 7 bankruptcy attorneys in Orange County can help you by:

• Providing you with individualized and caring legal services during this difficult time
• Using our more than 30 years’ experience to help you make the right decisions
• Strongly representing your best interests and protecting your rights at any hearings
• Helping you organize your finances and assisting you with all of the confusing paperwork

Call (949) 245-6288 for a Free Consultation

Our highly experienced legal team will sit down with you during a free case evaluation and help you determine if you are eligible for Chapter 7 bankruptcy. If so, we can help you determine the best course of action and immediately start working on a strong case strategy for you. You can count on us to be there for you when you need us most.