Creditor Harassment

Creditor harassment can be a huge burden on an individual. It can be extremely embarrassing and stressful. Sadly, many of the actions that creditors may take in an attempt to obtain a debt are illegal. Without adequate information, many Americans allow the creditors to continue on with the abuse. Unfair and illegal creditor actions should not be allowed to endure. Work with an Irvine Bankruptcy Lawyer to stop the creditor harassment.

Protection from the Fair Debt Collections Practices Act

Fortunately, there are certain laws that protect individuals from illegal harassment by creditors. The Fair Debt Collection Practices Act has provides debtors with the protection that they need.

As prescribed in law, the following actions are illegal when taken by a creditor:

  • Speaking to relatives or neighbors about a debt owed
  • Using foul language
  • Contacting the debtor by phone after being notified to stop in writing
  • Not notifying the debtor in writing of the alleged debt owed within 5 days of contact
  • Hiding their identity
  • Calling at unreasonable hours
  • Threatening to put the debtor in jail

Are you being harassed by creditors?

Harmful creditor actions can be acted upon and, in many cases; clients are able to recover compensation for acts of harassment that they were had to endure. At The Law Offices of Joseph M. Tosti, they are not afraid to take on large corporations in order to fight for the compensation that their clients are due. Anyone facing creditor harassment should speak with an Irvine bankruptcy lawyer from the firm today.

Get Assistance from an Irvine Bankruptcy Lawyer

Anyone that is struggling with creditor harassment should speak with an attorney at their earliest convenience. Our bankruptcy firm has recovered compensation for countless clients and subsequently eradicated their debts at the same time. There are many options available to a debtor that he or she may not be aware of until they speak with a qualified attorney. Contact our firm today to discuss your situation!

We are a debt relief agency pursuant to Federal Law S524 of Title 11 of the US Code. The Law Offices of Joseph M. Tosti provides assistance and helps people file for bankruptcy relief under the United States Bankruptcy Code.